• First Time Homebuyer: Steps to Success (Step 1),Gary Davis

    First Time Homebuyer: Steps to Success (Step 1)

    It may not seem like it, but there is a process to buying a home and taking certain steps in the proper order just about guarantees success. Taken out of order – putting the cart before the horse – the steps are inefficient and counterproductive, and the process becomes chaotic. Remember when you

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  • Three Critical Steps in the Home Appraisal,Gary Davis

    Three Critical Steps in the Home Appraisal

    Between applying for a home loan and the close of escrow comes a most crucial step: the home appraisal. Since the transaction that got you to this point is one in which a buyer and seller agreed on a price, the appraisal is more likely than not to match the purchase price. In fluctuating markets h

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  • The Ultimate Guide to Title Insurance,Gary Davis

    The Ultimate Guide to Title Insurance

    Buying real estate means also buying insurance ― several different types, in fact. Private mortgage insurance (PMI) is sometimes demanded by the lender to ensure the loan is repaid if the borrower defaults. Homeowner’s insurance is a necessity to protect the lender’s financial interests.   Then th

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